Radioactive Isotopes Essay -- Chemistry Atoms Energy Essays

Radioactive Isotopes I never thought nuclear energy would play a role in my life, but that was until two years ago when my family was hit with horrifying news. A close friend of ours was diagnosed with breast cancer. Because of a new technology called radiation therapy or radiotherapy, my mother’s best friend is alive today. Radiotherapy is produced by a form of nuclear energy called radioactive isotopes. The class EGEE 101 has educated me about the subject of nuclear energy, but I wanted to take it a step further and discover how nuclear energy plays a role in medicine. Radioactive isotopes are radioactive atoms of common elements like carbon, cobalt, phosphorus, or sodium. Radioactive isotopes are located in â€Å"atomic ash† that is left behind after uranium atoms are split in a â€Å"nuclear pile.† Some radioactive isotopes are produced from the exposure of common elements to powerful radiation inside a nuclear reactor during fission (Nuclear Energy 2005). Fission occurs when an atom’s nucleus splits into two or more smaller nuclei, producing a large amount of energy. Radioactive isotopes release radiation in the form of beta and gamma rays. The strength of the radiation is relative to the rate where radioactive material decays. Because of this, different radioisotopes can be used for different purposes, depending on their strength. (Nuclear Energy 2005). Radioactive isotopes have led to what some are calling â€Å"nuclear medicine.† This type of medicine uses the radioactive isotopes to prevent, diagnose, and treat many diseases. During nuclear medicine diagnosing methods, a small amount of radioactive matter is penetrated into the body. The radioactive materials are attracted to cer... .... Radioisotopes in Medicine. May 2004. Uranium Information Centre Ltd. 4 Apr. 2005 . â€Å"Nuclear Energy.† Britannica Student Encyclopedia. 2005. Encyclopedia Britannica Online 4 Apr. 2005 . â€Å"Nuclear Engineering.† Encyclopedia Britannica. 2005. Encyclopedia Britannica Online 4 Apr. 2005 . Schenter, Robert. Nuclear Medicine Research Council. 18 Nov. 1998. Nuclear Medicine Research Council. 4 Apr. 2005 . Schenter, Robert. What Is Nuclear Medicine. 21 Sept. 1999. Nuclear Medicine Research Council. 4 Apr. 2005 . What Is Radiation Therapy. Dec. 2003. Your Medical Source. 4 Apr. 2005 .

A Case Study of Nabil Bank

CHAPTER- I INTRODUCTION 1. 1 Concept of Banking The term â€Å"Bank† is derived from the latin word â€Å"bancus†, Italian word â€Å"banca†, French word â€Å"banque† which means bench used by medieval money exchanges and German word â€Å"bank† which means joint stock company. According to oxford dictionary bank means â€Å"an establishment for keeping money and valuable safety of the money being paid out on the customer order by means of cheque.Historically, banks have been recognized for the great range of financial services they offer from checking accounts of saving plans to loan for businesses consumers and governments. Hence, bank can be identified by the function they perform in the economy. Bank is a financial institution which deals with money. Banks collect the money from the surplus unit (savers) and lend to deficit units (users). Bank raises the funds by accepting deposits, borrowing funds and issuing equity.These funds are used by th e banks to buy securities and to make loans. Since, it accepts deposits and grants loan, it is regarded as the trader of money. Banks can be divided int three types on the basis of their functions and services ie. Central bank, Commercial bank and Development bank. Commercial bank offer services to individuals, hey are primarily concerned with receiving deposits and lending to businesses. Commercial bank is also known as the financial service needs in the economy. 1. Introduction of Nabil Investment Banking Nabil Bank Limited, the first foreign joint venture bank of Nepal, started operations in July 1984. It has paid up capital of NRs200 million. Nabil was incorporated with the objective of extending international standard modern banking services to various sectors of the society. Pursuing its objective, Nabil provides a full range of commercial banking services through its 47 points of representation across the kingdom and over 170 reputed correspondent banks across the globe.Nabil Bank Limited with its mission to be the 1st Choice Provider of Complete Financial Solutions ventured into capital market related activities and incepted its fully owned subsidiary – â€Å"Nabil Investment Banking Ltd. (Nabil Invest)† which renders investment banking related services to the masses. Thus, Nabil Invest targets to establish itself as one of the leading Merchant Bankers in its short span of operation and as an Investment Banker with strong professional expertise in long run introducing innovative products and services in the Nepalese capital market with strict adherence to prevailing rules and regulations. . 2. 1 Services of Nabil Investment Banking Nabil Invest renders its institutional and retail clients wide range of services some of which are delivered currently while others will be delivered in due course with required exploration & innovation and due approval received from the Regulators as and when required, detailed as under; 1.Management of Public Offers/Further Public Offers Nabil Invest renders both its institutional and retail client services of managing public offer of shares/ debentures/right issuance of securities to existing shareholders/further public offer of securities etc to its clientele and has team of professional expertise to render quality services at competitive rates. . Underwriting Nabil invest on selective basis post independent appraisal of proposals reviewed through its professional team is rendering underwriting related services to its clientele as SEBON has made it mandatory for all institutions going public to underwrite at least fifty percent of the securities on offer prior public issue. 3. Portfolio ManagementThe Clients can delegate all their investment management related decisions to a pool of corporate finance experts of Nabil Invest who inturn will use the vast pool of industry specific data collected and analyzed by its research unit for making investments for clients portfolio which focuses primarily on safety of principal investment along with maximization of returns to Clients. 4. Registrar to Securities (RTS)Nabil Invest renders Registrar to Securities (RTS) related services to the valued shareholders of its institutional client and in the process keep on improving quality & timely delivery of services, the major hitch in this nature of services by competing institutions. 5. Loan Syndication Nabil Invest will use its existing relationship with other Banks/Financial Institutions to acquire required financial support for the financial closure of certain projects which it identifies as feasible and recommends for investment.The financial closure will be reached with either one institution or a syndicate of Banks/Financial Institutions depending on the size of projects and the requirement to diversify the risks to various portfolios from the part of member Banks/Financial Institutions. 6. Other Services Besides the services identified, Nabil Invest will always keep on e xploring innovative products and services that matches regional and global standards and target to launch the same in customization with the local market with due approval taken from the Regulators, if & when required.Thus, Nabil Invest intends to cater wide clientele rendering Investment Banking related services setting example and obtaining first mover advantage in the capital market of the country. 1. 3 Objectives of the fieldwork The objectives of the fieldwork are as follows:- ?To identify capital structure of Nabil Invest ?To analyze financial position and performance of Nabil Invest ? To evaluate portfolio of Nabil Invest 1. 4 Methods of Data collection Data collection is the process of collection of data and information through different sources or methods. To prepare this fieldwork report, the following method has been used:- Secondary Method:-The data , which is not orginally collected but obtained from published and unpublished sources, are called secondary data. These da ta are not original in character. The sources helping as secondary data for this field work reports are the annual reports of Nabil Bank, websites of nabil bank and nabil investment, books etc. CHAPTER-II DATA ANALYSIS AND PRESENTATION 2. 1 Capital Structure of Nabil Invest Table 2. 1: Capital Structure |Proposed|Effective| |NRs(000)|%|NRs(000)|%| Nabil Bank|78000|52|78000|74. 29| CG Finco P. Ltd|27000|18|27000|25. 71| General Public|45000|30|-|-| Total|150000|100|105000|100|Source:- Annual Report of Nabil Bank From the above table, it is shown the proposed and effective capital structure of Nabil invest. Nabil Invest proposed 52% capital of Nabil Bank, 18% capital of CG Finco P. Ltd and 30% capital of General Public. However, Nabil Invest's effective capital structure is 74. 29% by Nabil Bank and 25. 71% by CG Finco P. Ltd. It can be shown graphically as follows:- Fig 2. 1:- A Pie chart of Proposed Capital Structure of Nabil Invest Fig 2. 2:- A Pie chart of Effective Capital Struct ure of Nabil Invest 2. 2 Financial position and performance of Nabil Invest 2. 2. 1 Balance sheet of Nabil InvestTable 2. 2: NRs(000) Capital & Liabilities|2010/11|2009/10| Share Capital|105000|70000| Reserves and Surplus|7457|-529| Accounts Payable|7218|2628| Provision for Staff Bonus|1065|-| Deferred Tax Liability|60|-| Other Liabilities and Provisions|694|17| Total|121494|72117| Assets|2010/11|2009/10| Balance with banks|26337|70000| Investments|83400|-| Advance tax (net of income tax liabilities)|4453|-| Fixed assets (net of depreciation)|6169|1941| Deferred tax assets|-|176| Other assets|1135|-| Total|121494|72117| In the above, the balance sheet size grew by around 68% mainly due to rise in paid up capital.Paid-up capital which got increased by NRs. 35million was contributed by CG Finco P. Ltd. NRs. 27 million and Nabil Bank NRs. 8 million. In addition, net profit earned during the year also contributed to increment. Net worth of the Company surpassed paid-up capital after it registered profit. It can be graphically presented as below:- Fig:- A Bar Diagram of Assets And Share Capital of Nabil Invest 2. 2. 2 Income Statement of Nabil Invest Table 2. 3:NRs (000) Particulars|2010/11|2009/10| IPO Fees|305|-| Interest Income|12979|-| Management Services|6196|-| Gross Income|19480|-| Personnel Expenses|1574|222|General Operating Expenses|4927|482| Depreciation charge|1267|-| Gross expenses|7768|705| Operating Profit|11712|-705| Staff Bonus|1065|-| Profit before Tax|10647|-705| Tax Expense|2662|-176| Profit after Tax|7985|-529| Opening Retained Earning|-529|-| Closing Retained Earning|7457|-529| Source:- Annual Report of Nabil Bank A significant volume of the profit was contributed by interest income which not only incorporates return on equity placement but also the proceeds realized in the form of sharing of interest income with BFIs / Other Institutions whose public offers are being managed by NI in the capacity of Issue Manager.In addition, the Company also managed to earn returns by rendering specialized management services to the Bank. It is graphically Presented as :- Fig:- A bar diagram of profit of Nabil Invest 2. 3 Portfolios of Nabil Invest Table2. 4: (in million) Particulars|2010/11|2009/10| 1. Nepal Government Treasury Bills|6489|5896| 2. Nepal Government Saving Bonds|-|-| 3. Nepal Government other securities|2255|2077| 4. Nepal Rastra Bank Bonds|-|-| 5. Foreign Bonds|178|187| 6. Local Licensed Institutions|305|-| 7. Foreign Banks|3661|5391| 8. Organized Institutions' Shares|192|159| 9.Organized Institutions' Bonds andDebentures|-|-| 10. Other Investments||| 10. 1 NCM Mutual fund|1. 2|1. 2| 10. 2 Swift Investment|1. 6|1. 5| Total Investment|13082. 8|13712. 7| Source:- Annual Report of Nabil Bank The above table shows the portfolios of Nabil Invest in different securities and bonds. Here the two years fiscal years investment portfolios are provided. In the given table the highest amount of investment was done in Government Tre asury Bills. It can be identify that Nabil Invest is targeted towards the Government T- bills and securities. It can be due to no default risk and it is a risk free asset.I has also a high rate of investment in foreign banks. The lowest amount of investment of Nabil Invest is in mutual fund and Swift Investment. The above table is presented in a graph as below:- Fig:- A bar diagram of Portfolios of Nabil Invest 2. 4 Study Result After thoroughly analyzing, it is analyzed that Nabil bank has been operating as the subsidiary bank for Investments ie. Nabil Investment Banking. Nabil Investment Banking (Nabil Invest) is providing innovative, quality and timely services to the investors at large. From the analysis of data, it the capital structure of Nabil Invest has been identified.The proposed capital structure of Nabil Invest is 52% by Nabil bank, 18% by CG Finco P. Ltd and 30% by the General Public. But it is in effect that 74. 29% of capital is owned by Nabil bank and 25. 71% capital is owned by CG Finco P. Ltd. From this it can In F/Y 2009/10, the profit after tax is negative NRs 529,000 whereas in F/Y 2010/11, the profit after tax is NRs 7,985,000. This shows the increasing trend of profit of Nabil Invest. The high volume of the profit was contributed by the interest income. The portfolios of investment shows the different areas of investment by Nabil Invest.The highest amount of investment of Nabil Invest was Government Treasury bills for fiscal year 2009/10 and 2010/11 ie. NRs 5896 million NRs 6489 million respectively. It has also invested in Government Bonds, Securities and other Investments. CHAPTER-III SUMMARY AND CONCLUSION 3. 1 Summary NABIL Bank stands as the Bank of 1st Choice in the industry considering its network, a number of branches, a large capital base, diverse customized services and products, a chain of ATMs service points covering a wide regional / local spectrum. NABIL stands ahead in everything it does.The strategic purpose of Nabil is t o create values and economic opportunities across all the economic zones of the country and architecting products and services to that end. Nabil Investment Banking (Nabil Invest), a subsidiary of Nabil bank Ltd is rendering the investment banking related services to the masses. Thus, Nabil Invest targets to establish itself as one of the leading Merchant Bankers in its short span of operation and as an Investment Banker with strong professional expertise in long run introducing innovative products and services in the Nepalese capital market with strict adherence to prevailing rules and regulations.From the analysis, Nabil Invest has 74. 29% capital of Nabil Bank and 25. 71% capital of CG Finco P. Ltd. However, the proposed capital structure of NI is 52% of Nabil Bank, 18% of CG Finco P. Ltd and 30% of General Public. The income statement of Nabil Invest shows increasing trend of profit in each fiscal year ie. NRs 7985000 in F/Y 2010/11 and negative NRs 529000 in F/Y 2009/10. In fis cal year 2010/11 the profit was contributed by the interest income which not only incorporates return on equity placement but also the proceeds realized in the form of sharing of interest income.The balance sheet of Nabil Invest shows the increase in amount of share capital of Nabil Invest as well as increased in fixed assets and other assets. From Investments Portfolios of Nabil Invest, it is recognized that highest amount of investment has been made for the Government Treasury Bills in each fiscal year. The lowest amount of investment has been made for other investments like NCM Mutual Fund and Swift Investment. 3. 2 Conclusion From the above study, it is clear that for the purpose -†To be the first Choice Provider of Complete Financial Solutions† Nabil bank has created a subsidiary ie.Nabil Investment Banking Ltd. (Nabil Invest). Nabil Investment over the period will be managing public issues, underwriting of securities, management of client's portfolio & rendering th e services of the registrar to securities to client institutions. In addition, the unit will also be delivering Bond/Debenture Trusteeship services, work as Assets Management Company of the mutual fund promoted by Nabil, provide investment advisory services etc.Further, the Unit will keep on exploring and introducing innovative instruments in the Nepalese capital market. It is providing innovative, quality and timely services to the investors at large. Thus, the ultimate goal of Nabil Invest would be to stabilize the unit as just not a Merchant Banker but as an Investment Banker providing innovative, quality and timely services to the investors at large. This would differentiate itself from its competitors and create a niche of itself in the market.

Using Alcoholics Anonymous vs. Abusing Alcoholics...

Using AA vs. Abusing AA This paper will try to explain the different views of how and why Alcoholics Anonymous and other 12-step programs are accepted and rejected as effective tools in treating alcoholism and other addictions. The articles reviewed contradict the others’ opinion. First, we see that supporting the 12-step programs with a degree of involvement both the doctor and patient will see better results in treating the addiction. The second view will show that 12-step programs can be used as â€Å"self-help† treatment and must be used in conjunction with other forms of rehabilitation. When AA and other 12-step programs are not used with other forms of treatment, the patient tends to become codependent on the group. Doctors Peter†¦show more content†¦Jarlais simply notes, â€Å"†¦these ideas are not supported by the usual framework of formal scientific research.† (Jarlais. 1994) Dr. Jarlais’ statement would surely raise eyebrows at the next research convention but is that what we can base the tremendous acceptance and success rate of AA on? In my personal experience, I can agree with the supporters of the 12-step method. The reasons are many but one comes to mind each time I read the opposing views – Are we complex human beings or lab rats? Is it necessary as recovering addicts and psychodynamic therapists alike to use a scientific approach to confirm the resounding results? AA works and if personal response or â€Å"storytelling† along with the admitting that we are powerless over our addictions helps, well, that is enough proof for me. Terry M. states, â€Å"Our primary goal is to stay sober and help other alcoholics to achieve sobriety.† (Terry M. 1998) This statement is enough proof that I believe the people who attend AA are more useful than any scientific influences. A Dr. and a patient formed AA; this alone also shows the i mportance to respect what has been a foundation to recovery – the honesty and no judgement policy of recovery. Issues of brainwashing, codependency, and let us not forget the overwhelming popular issue of â€Å"never recovering†. Dr. Jarlais explains that the mere acceptance of this policy is proof that the supporters are contradictory about the influence of theShow MoreRelated The Problem of Teen Alcoholism in the United States Essay3674 Words   |  15 Pagesdefined as a disorder characterized by the excessive consumption of and dependence on alcoholic beverages, leading to physical and psychological harm and impaired social and vocational functioning. Alcohol is a huge problem in high school and in college. Twenty-one may be the legal drinking age, but some how minors find a way to get a hold of alcohol. People as young as fifteen are able to get their hands on an alcoholic beverage. Alcohol is said to be the chosen drug among high school and college studentsRead MorePsy Evaluation Essay11057 Words   |  45 Pagestraining B. use of educational tapes, lectures, and films C. motiva tional enhancement strategies D. cognitive therapy ANS:B PG39 18. According to the NIAAA (National Institute of Alcohol Abuse and Alcoholism), about how many previously diagnosable alcoholics matured out of their dependence? A. none B. only a fraction C. one third D. most ANS:C PG39 19. According to Hester and Miller’s empirical research, the highest treatment effectiveness scores were obtained for A. harsh confrontational techniquesRead MoreMarketing Mistakes and Successes175322 Words   |  702 Pagesseven new cases to replace seven that were deleted from the previous edition. Some of the cases are so current we continued updating until the manuscript left for the production process. We have tried to keep all cases as current as possible by using Postscripts, Later Developments, and Updates. A number of you have asked that I identify which cases would be appropriate for the traditional coverage of topics as organized in typical marketing texts. With most cases it is not possible to trulyRead MoreFundamentals of Hrm263904 Words   |  1056 PagesWORKPLACE ISSUES: A Special Case of a Career: Entrepreneurship 222 Enhancing Your Career Summary 224 Demonstrating Comprehension: Questions for Review 224 Key Terms 225 226 HRM Workshop 223 WORKPLACE ISSUES: Forced Rankings—Are They Working? 242 Using Achieved Outcomes to Evaluate Employees 243 Common Elements in MBO Programs 243 Does MBO Work? 243 Linking Concepts to Practice: Discussion Questions 226 Developing Diagnostic and Analytical Skills 226 Case Application 9-A: A Fudge Career 226 Case

marketing plan Essay - 4776 Words

1.0 EXECUTIVE SUMMARY Procter Gamble (PG), the large US consumer products company, has a well-earned reputation as one of the worlds best marketers. One of PG well-known product is Joy Liquid Dishwasher. Joy was re-introduced in Malaysia in September 2013. As the price is slightly higher than the competitors, the demand for Joy Liquid Dishwasher is defeated with the competitors brand such as Axion and Glo. Therefore, this report was commissioned to examine the situation. The research draws attention to: I. High price Compare with other dishwashing liquid brand, Joy is quite expensive dishwashing liquid. II. Functionality The customer behaviour in using liquid dishwashing, where they press an excessive amount of the liquid.†¦show more content†¦So this will give a good attractive advertisement to attract customer to buy and try this product. 3.1.4 Threats I. Competitors There are many brand of dishwashing liquid in the market. The price of that brand is cheaper than Joy. Average of consumer in Malaysia is a middle income customer. They prefer to buy things that not too expensive. So they might choose other brand rather than Joy. 3.2 INDUSTRY ANALYSIS Dishwasher can be divided into three types which are paste, liquid and gel. The cheaper price for dishwashing is paste type whether liquid and gel is expensive than paste type. In Malaysia, most of lower income customers prefer to buy paste dishwasher because it cheaper and long durability. While middle and higher income usually use liquid or gel dishwasher because this type of dishwasher always come out with various flavour and gentle to skin. 3.3 COMPETITOR ANALYSIS There are many competitors in dishwashing product. The competitors in dishwashing product usually compete in the price of dishwashing. This is because the ingredient and technology of dishwashing almost same and there is no differentiation between the brand. Table 3.1 below shows price among competitors brand and price is refer in Tesco supermarket. Brand Manufacture Price Sunlight Unilever Refill pack: 700ml = RM4.50 Liquid: 1000ml = RM5.99 Labour Lam Soon Paste: 400g = RM 2.29 Liquid: 900ml = RM 2.59 Zip Lam Soon Liquid: 900ml = RM 3.30 Axion Colgate-PalmoliveShow MoreRelatedA Marketing Plan For A New Marketing Strategy966 Words   |  4 Pagesthe governmental legal requirements and, on the other hand, defines the organization’s policy administration. For a triumphant marketing plan, understanding the government legal approaches allows for efficient operation and inter-relationship with other organization. Similarly, internal legal policies allow the company to uphold its operation in a set manner. 4.0: Marketing Audit A market audit process is a tool that can never be neglected despite the situation. 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We have to inform the customers about this new product and get the consumers to try out this new concept. It will take â€Å"Just passin’ Thru† some time to build up the customer base

Family Preservation Vs. Child Removal Essay - 1687 Words

A little over three years ago, Gabriel Fernandez, an eight year old boy, was beaten to death, allegedly, by his mother and the boyfriend of his mother in Palmdale, California. Based on the reports of the boy’s teacher, who had repetitively conveyed evidence of maltreatment to social services before the child’s death, that fatal incident was not the first time he had been abused (LA Times, 2016). According to the Los Angeles Times (2016), â€Å"In the months before the boy was killed, county child protection caseworkers and sheriff s deputies investigated allegations of abuse without removing Gabriel from the home.† Though the consequences of this situation may be imputed to possible negligence of the social workers involved, this case gruesomely highlights one of the most highly contested policies in child welfare: family preservation vs. child removal. Family preservation can be defined as a social policy which encourages, â€Å"comprehensive, short-term, inte nsive services for families delivered primarily in the home [and is] designed to prevent the unnecessary out-of-home placement of children or to promote family reunification† (Child Welfare League of America). While the definition may sound simple, it is often times difficult for a social worker to determine whether it is best to leave a child in a home to avoid separation, which can be painful, or to remove a child to dodge potential abuse or harm. In order to fully understand the implications of family preservation, it isShow MoreRelatedIntroduction to Tax Residence14946 Words   |  60 Pagesconsecutive day Provided that any temporary absence from MY i. Connected with his service in MY and owing to service matters or attending conferences or seminars or study abroad ii. 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College And Athletes Essay Example For Students

College And Athletes Essay Sports have always been one of Americans favorite pastimes. Americans love thethrill of hard competition. College athletics has always been at the heart ofthis. It has always been something more pure than professional athletics. Inrecent years college athletics has changed for the worse. Players have driftedaway from what it used to mean to play college sports. They have fallen intoillegal activities and have left fans disappointed. One of the reasons for thischange is the lack of funds for the players. There are many benefits to payingcollege athletes. In many cases, scholarship athletes are treated differentlythan academic scholarship recipients. There are unnecessary National CollegiateAthletic Association rules that restrict and even punish scholarship athletes. Embarrassed when one of its nonsensical rules was challenged in court bysophomore running back Darnell Autry of Northwestern, thesorry-you-cant-do-that specialist on Overland Park, Kansas rounded up enoughmembers of their Administrative Review Panel (ARP) to over turn the originalruling and grant a waiver to Autry that allows him to accept a bit part in afeature film called The Eighteenth Angel (McCallum, 1996). It is not right thata football player, who loves drama, is not allowed to perform with his class andbe treated the same way. The rest of Autrys class was to get paid for theirperformance but because of this he was originally not even permitted to performwith them. He was eventually allowed to perform but was not paid for hisperformance that every other student in the class was to be compensated for. Something needs to change in the rulebooks regarding the absurd rules. The Autrycase was not the first case that protested a useless rule in the N.C.A.A. rulesand procedures. And remember that the troublesome bylaw that almost tripped upAutry is still on the books, undoubtedly to be changed again (McCallum, 1996). Some of the rules are old fashioned and useless in todays society. DarnellAutry is in a drama class and the N.C.A.A. is hurting his education by limitinghis experience in that class. The N.C.A.A. should not have jurisdiction over aplayers earnings outside his sports participation. The rules need to be lookedat and changed. Even if each and every one of its ruler-to-the-wrist statuteswas written for a sound reason, the collective impact is that the N.C.A.A.streatment of the student-athlete has become capricious, unnecessarily punitiveand hopelessly out-of-date (McCallum, 1996). One of the biggest complaintslately from college basketball fans is that to many athletes are leaving collegeearly to enter the draft. Now some athletes are going straight from high schoolto the NBA and skipping college altogether. A record number of athletes who arestill eligible to play college ball have entered next months NationalBasketball Association draft, and have plans for two new professional leaguesf or teen-agers threaten to diminish the talent pool for college teams (Blum,1996). This upsets fans because they dont get to see the best players. Thenations top high-school player, Kobe Bryant, was one of three seniors this yearto declare themselves eligible for the draft (Blum, 1996). Fans will follow ateam through bad years and good years but if a team has a good year many of itsplayers consider leaving college for the big money in the National BasketballAssociation. Fans like to get to know a team and support it but becomefrustrated because of players leaving. Officials of big-time basketball programsare taking a new look at their sport-arguably the National Collegiate AthleticAssociations most popular and lucrative-which is beset by worries that it canno longer hang on to or perhaps even attract the games biggest stars (Blum,1996). The biggest reason for ball players to skip out on college and to enterinto the draft is because of the big money. Many players come from poor famili esand bad run down neighborhoods. They want an education but they do not want tomiss out on a chance to make money. They also do not have enough money to payfor things that scholarships will not pay for. They should get paid a limitedamount to help them live and enjoy college. That way players can get aneducation and then, if they choose, enter the draft after graduation. The lackof money for the players will many times entice them to fall into illegalactivities. One of the illegal activities they might fall into is gambling. .ufa2770fef48ccde00f1cb44f07fb5bcc , .ufa2770fef48ccde00f1cb44f07fb5bcc .postImageUrl , .ufa2770fef48ccde00f1cb44f07fb5bcc .centered-text-area { min-height: 80px; position: relative; } .ufa2770fef48ccde00f1cb44f07fb5bcc , .ufa2770fef48ccde00f1cb44f07fb5bcc:hover , .ufa2770fef48ccde00f1cb44f07fb5bcc:visited , .ufa2770fef48ccde00f1cb44f07fb5bcc:active { border:0!important; } .ufa2770fef48ccde00f1cb44f07fb5bcc .clearfix:after { content: ""; display: table; clear: both; } .ufa2770fef48ccde00f1cb44f07fb5bcc { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .ufa2770fef48ccde00f1cb44f07fb5bcc:active , .ufa2770fef48ccde00f1cb44f07fb5bcc:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .ufa2770fef48ccde00f1cb44f07fb5bcc .centered-text-area { width: 100%; position: relative ; } .ufa2770fef48ccde00f1cb44f07fb5bcc .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .ufa2770fef48ccde00f1cb44f07fb5bcc .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .ufa2770fef48ccde00f1cb44f07fb5bcc .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .ufa2770fef48ccde00f1cb44f07fb5bcc:hover .ctaButton { background-color: #34495E!important; } .ufa2770fef48ccde00f1cb44f07fb5bcc .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .ufa2770fef48ccde00f1cb44f07fb5bcc .ufa2770fef48ccde00f1cb44f07fb5bcc-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .ufa2770fef48ccde00f1cb44f07fb5bcc:after { content: ""; display: block; clear: both; } READ: A Good Man Is Hard To Find EssayBoston College has announced a range of punishments for 21 students whoallegedly placed or handled illegal bets on sporting events (Haworth, 1997). InNovember the college removed two players from its football team and suspended 11others from the team-about 14 percent of the roster-after an investigation bythe college and the local District Attorneys office showed that the players hadbet on college and professional sporting events (Haworth, 1997). Some of theathletes that were caught gambling were even betting against there own team. This shows the desperation these players feel if they are betting against theirown team. Another illegal activity that athletes fall into is accepting giftsfrom sporting agents. This can have a huge effect on the team and on theplayers future. The National Collegiate Athletic Association has demanded thatthe university of Connecticut return $90,000 that it received after its mensbasketball team reached the semifinals of the 1996 championship tournament (Naughton,1997). Two of the teams players had accepted gifts from a sporting agent andwere therefore ineligible to compete, according to the N.C.A.A. (Naughton,1997). The agent doesnt care if the athlete gets caught. If he gets caught, theathlete is no longer eligible to play in college so his only option is to playprofessional sports. This works out nicely for the agent since he can not bepaid if the player is in college. This is why the agent will give athletesgifts. Marcus Camby, whose dealings with sports agents led to that penalty , saidhe would make a donation to the university in the same amount (Naughton, 1996). Mr. Camby now plays for the Toronto Raptors of the National BasketballAssociation (Naughton, 1997). Point shaving has always been one of the biggestproblems regarding illegal activity and college athletics. There have been manyinstances where college basketball players have either been caught or wereaccused of shaving points. One of the most recent cases was only a few monthsago when Northwestern basketball players were caught shaving points. Playersfall to this illegal activity because they want or are in need of more money. Many have little funds to start with so it is easier for them to accept a giftor to shave points. If athletes were paid by the colleges, they might not aseasily fall into illegal activities. College athletics is a huge market. Colleges profit greatly off big-time college sports. Why shouldnt the athletes?They are the ones that the fans come to see and are therefore responsible forbringing money to the college. The CBS network agreed in 1994 to pay $1.7billion to broadcast the tournament (mens college basketball tournament) forthe following eight years (Economist, 1996). Not only is this a big money makerfor advertising it is big for everyone. Behind the super bowl it is the biggestgambling event. In short, everyone from the winner of the office pool to themandarins of the National Collegiate Athletic Association, which regulatescollege sport, will make a tidy buck from the event (Economist, 1996). Everyone,that is, except the athletes (Economist, 1996). Not only are athletes notgetting paid for their sport but they are not even allowed to take other jobs. They are not even allowed to take jobs in the college library or the localMcDonalds (Economist, 1996). Violate the rules and the price is expulsion(Economist, 1996). Some might think that the athletes payment is thescholarship, but this can be taken away. They run for one year at a time; breaka leg or gain fifty pounds over the summer, and the scholarship can berevoked-no matter how good the athlete is in class (Economist, 1996). Thecollege is gambling on who is going to be the best, but in reality the collegecan not lose. They give only the top athletes scholarships in hopes that theseare going to be the stars and bring them money, but if the college realizes thata player is not worth scholarship money it is taken away. What is a playersupposed to do if he isnt allowed to play his sport and his money for school istaken away? If colleges really care about the education of big-sport athletesthey should keep the halls open to athletes after the pro dream evaporates (Easterbrook,1998). For many players their dream is to get a contract to play for aprofessional team, but few players will end up in a professional league. Thereare ten times as many first-division college teams as professional ones. Manyplayers will get neither a degree nor a contract (Economist, 1996). And, sincethey have been so well protected against commercial exploitation, they will nothave made a dollar from their greatest skill (Economist, 1996). Some of the bestcollege players in the nation will have no financial or educational benefitsafter their years of eligibility are up. They made the college money but theydidnt receive a cent and now they have nothing to do with their life. Collegeathletes should be paid part of what the college is pulling in. This wouldeliminate athletic corruption while benefiting the athletes. All big businessespay their employees. Shouldnt colleges pay those who bring in their money? TheNational Collegiate Athletic Association does have some good programs that helpat hletes in need. Each year for the past five years, the association hasdistributed $3-million among its 33 division 1 conferences, which have given themoney to athletes with special financial needs (Mangan, 1995). This is a greatprogram but there still needs to be more. If these athletes were paid adesignated amount of money they would not need financial aid. They should atleast be allowed to work to obtain money. If their family has little funds tospare the athlete has no legal way of paying for anything that the scholarshipdoesnt cover. There are many benefits to paying college athletes. Some playersin college dont have much money and because of this many people suffer. Thefans suffer because players leave college early for the draft. Since some of theplayers have little money they have an increased chance to fall into illegalactivities. Illegal activities such as point shaving, gambling, and acceptingmoney from agents. It is not right that the players are not paid and are notallow ed to have a job. Everyone else makes money from college athletics exceptthe athletes. The college, gamblers, advertisers, television stations, andcoaches all make money. The players are the only ones who dont make money andthey are the ones the fans come to see. For the future of college athletics theplayers should be paid.

Factors Influencing Individual Taxpayer †MyAssignmenthelp.com

Question: Discuss about the Factors Influencing Individual Taxpayer. Answer: Introduction: Tax agents like Mike Slow should realize that it is a requirement of the Australian Tax Authority for early filing of clients tax requirements. There are various procedures and recommendations that are required to meet the lodgment schedule. They include; All the clients attached to mike slow will have to be included in the 85% calculation on time-lodgment performance. An update of the clients list regularly will help him manage the due dates of while ensuring that his services are not included in the calculation of lodgment program performance(Devos, 2014). The Tax Agent Portal will be used in practitioner lodgment services (PLS) using the business electronic lodgment services (ELS). Prior years are not included in the calculation part as the tax regime only considers the current years lodgment on time performance. When calculating Mike slows on-time program performance on lodgment, he should consider; Current years tax return and previous year tax overdue Inclusion of current year tax return Taking on new clients and previous clients will be affected if Mike lodge the current years return after the differed date or due date. On-time performance will be affected(Quick Tax Lodgement Services, 2004) . A return is not necessary (RNN) if it is for only one financial year. The tax will be expected to be lodged in the future if RNN is lodged. Lodgment will not be of importance if it is notified as further return not necessary (FRNN). The following are the steps that Zenith Business Pty Ltd, the company can lodge its returns to the Australian Tax Office by using the following ways; first is by using a standard business reporting (SBR) Software as required for a company. Second, the business management can opt to file its taxes by using paper. The other way that the company may use to file income tax to the Australia Tax Office is by using a registered tax agent. Before meeting officers from Australia Tax Office, Zenith Business Pty Ltd directors must first check when the company's tax return is due. This might be done through a tax agent if the company lodged its income tax through a registered tax agent. For a company, 31st October is the date set aside to clear any outstanding tax returns. Therefore, if Zenith Business Pty Ltd has returns which are outstanding, it should first clear before meeting the officers. Second step; the company directors should ensure that they have they have all reports of the company in regards to taxable income, it is also advisable if they have documents and reports showing the company's PAYG installments, credits, and tax offsets and the amount that is refundable to show the officers(Quick Tax Lodgement Services, 2004) . The last step is for the directors to ensure that they have supporting documents that may be asked by tax officers through a letter of schedule. For example, supporting documents for capital gains, documents on foreign source income, offsets, dividend income, supporting documents for taxable payments annual reporting e.t.c. References Devos, K. (2014). Factors Influencing Individual Taxpayer Compliance Behaviour management. Dordrecht [u.a.]: Springer. Quick Tax Lodgement Services. (2004).